@johanna1991 would the new rate be worth reapplying? They should have all your details so it shouldn’t be like starting from scratch surely? (Maybe never time round use a mortgage broker like L&C who are free. They do a lot of work for you)
@ritae we couldn't use a broker this time as we're porting the majority of our mortgage and so we had to get the additional bit also from HSBC. We do usually use a local broker who has always been fantastic.
We're a bit to far along in the process to risk reapplying so I think we'll be best leaving it for now.
Thanks so much for your reply though x