Maximize Your Finances: How to Plan for a Successful Financial Year Ahead

I always do something like this too… I have a big plan to clear as much debt as possible next year… but I also some fun things planned in (which I usually fail to do)
 
@wpjo I use mine for my fun money- so basically anything for me. I set stuff aside for stuff like getting my eyelashes done, and doing festivals. It helps me to actually do stuff for me.
There is a cost to it. But it’s a god send. By far the best app for money saving 🙂 makes it really easy x
 
My husband introduced me to an app called ‘Fudget’ last year. It has changed how I spend and manage my money hugely! I couldn’t be without it now… it keeps me very much on track and I know how much money I have left to the penny!
 
We did this last year, really knuckled down (still had holidays etc that were booked like 2yrs before and paid off) finally paid off a huge chunk of debt. Now saving hard so when the time is right we can move house and pay for moving costs and making our forever home just what we want without eating into any kind of equity. It's totally worth doing, that feeling when you make that final payment of a bit debt is such a relief.
 
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